Our Schemes

MSS

CLICK THE BELOW TAB TO ENQUIRE ABOUT OUR NEWLY STARTING MONTHLY SAVINCGS  SCHEMES

Loans

Society provides following Loan Schemes. (Updated on 06.05.2026)

Schemes Maximum Loan Amount (Rs.) Duration Interest
Short Term Loan(STL)  2,00,000/- 25 Months 11.00%
Medium Term Loan(MTL)  5,00,000/- 60 Months 11.00%
Members Housing Loan(MHL - EMI Only) 50,00,000/- 180 Months 10.50%
Own Fund Loan(OFL) 50,00,000/- 180 Months 10.50%
Overdraft 4,00,000/- 24 Months 12.25%
Subhayathra Vehicle Loan 20,00,000/- 120 Months 9.50%
Madhuram Mangalyam Education Loan 10,00,000/-  60 Months 9.00%
Padavukal Professional Education loan 20,00,000/- 120 Months

9.50%

Fixed Deposits

Society offers the following Fixed Deposit Schemes. (Rates from 22.01.2026 onwards)

Term Interest
15 - 45 days 6.25%
46 - 90 Days 6.75%
91 - 179 Days 7.00%
180 - 364 Days 7.75%
1 - 2 Year 8.00%
Above 2 Years 8.00%
SB Deposit 4.00%